Why Choose Ant Insurance?
Ant Insurance, has never compromised on quality to provide the lowest possible market rate. We prefer to provide the highest quality of cover and take lower commissions to enable us to offer our competitive rates. We believe it is the quality of the cover that will protect you when you need it most.
As pioneers of the first standalone payment protection policy, we are now in our 10th successful year selling online insurance and have received extensive positive media coverage that includes The Telegraph, The Times, The Guardian, TV and Radio One.
We realise that, given the economic climate, you need a small price but more importantly you need a strong policy, that is why our mortage and income protection insurance (ASU) offer you the following:
Back to Day 1 cover: This means that you can make a claim after just 30 or more consecutive days of loss of income due to not working through accident, sickness or unemployment. The claim will then be backdated to the first day of the 30. In addition, at a cheaper premium, we can offer you protection from Day 30 with claims being paid as of the 61st day of consecutive loss of income.
Exclusion period: We have one of the shortest initial exclusion periods in the market. Our Mortgage Payment Protection insurance does not exclude dismissal for misconduct, dishonesty or failure to hit sales targets.
Carer Cover: You can claim for unemployment if you have to cease work to become a full time carer for a member of your immediate family and are in receipt of Carer's Allowance. See Terms and Conditions for full details.
Bereavement cover: If a member of your immediate family dies we will pay you one monthly benefit on the first day that you remain continuously unemployed from work following the waiting period (30 or 60 day depending on your choice of cover). After that we will continue to pay you one monthly benefit for each full month you remain absent from work up to a maximum of 3 months.
Temporary work: The option to suspend unemployment claim payments and take temporary work. See Terms and Conditions for full details
Other companies can exclude claims either prior or within the initial exclusion period due to a history of general redundancies at work or because of company restructuring or mergers. Instead we consider you are aware of impending unemployment only once you are told either personally or in writing that your unemployment is pending. This difference can be very important in the event of a claim.
Every policy comes with a 30 day money back guarantee and premiums are paid exclusively by monthly direct debit. There are no fixed contracts and you can cancel at any time with only one months notice.
If you already have a policy with another provider it really couldn’t be easier to transfer and there are absolutely no charges or arrangement fees.
Ant Insurance is a trading style of FIUK.com Ltd. Please see our FSA status page.
