For Accident, Sickness and Unemployment quotes, the Comparison sites COUPLE their accident, sickness and unemployment periods together so your quote is based on just one excess period for both.
If your employer provides sick pay WE can provide substantial savings by UNCOUPLING the unemployment and accident and sickness excess periods from each other enabling you to select your own. This means that you could have your unemployment cover Back to Day 1 but use an excess period so you sickness benefit would begin after your company benefit had stopped.
So not only are we highly competitive, but by providing this greater flexibility we offer the opportunity to tailor the cover to suit exactly your own personal requirements to save you paying for cover you do not need.
Use our Quick Quote to mix and match the excess periods to see the savings you could make.