Overview information
Income Protection Insurance (ASU)
from 60p per £100 per month benefit
Income Protection Insurance (ASU) is used to protect all or any of your monthly outgoings such as food, credit cards, utility bill, council tax, loan or mortgage should accident, sickness or unemployment prevent you from working. The payments you receive are tax free and paid directly to you and you choose how to spend it.
Income Protection Insurance (ASU) can be used to cover all your payment protection policies by simply covering the amount that matches your monthly mortgage and loan payments.
Calculate your monthly outgoings with all prices
- The most competitive price on the internet
- Recieve up to 75% of your net monthly income to a maximum of £2,000
- Back to day 1 cover
- Benefit period of either 3, 6 or 12 months
- Choose between Combined Accident, Sickness & Unemployment, Accident & Sickness Only and Unemployment Only
- We do not exclude dangerous occupations or dangerous pursuits and no medicals are required
- Authorised and regulated by the FSA
As an award winning and one of the leading standalone providers of payment protection insurance, we pioneered internet standalone provision in 1999 and as such are well respected and recognised within the industry and the media such as GMTV, Radio 1, Daily Telegraph, What Mortgage and Martin Lewis, MoneySavingExpert.
If you need further information regarding taking Loan Protection Insurance
Please click on our "Overview Information" section on the right to find out more
Our Payment Protection Insurance was quoted in 2006 in the Mortgage Magazine as the 'Cheapest Standalone Provider' and 2007 "What Mortgage" Insurers of Year award offers proof we feel that our policies are at the best price for the customer as well as being of outstanding quality.
Please see below a price comparison table from Defaqto Defaqto Limited (www.defaqto.com) is an independent financial data collection and research company set up in April 1994 to provide comprehensive and up-to-date product information to the financial services industry
Standalone Mortgage Protection
Top 6 providers |
Cost * |
Ant Insurance |
£2.36 |
British Insurance |
£3.25 |
Churchill |
£4.00 |
iprotect |
£2.64 |
Post Office Ltd |
£4.50 |
Web Money |
£3.50 |
Standalone Income Protection/Payment Protection
Top 6 providers |
Cost * |
Ant Insurance |
£2.50 |
British Insurance |
£4.05 |
Hitachi Capital |
£4.25 |
Paymentcare Ltd |
£4.40 |
Pinnacle Insurance |
£2.69 |
Web Money |
£4.44 |
* Cost is cost per £100 of cover for a 35 year old man, with 12 months benefit.

