A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
Income Protection Insurance Jargon Buster
A
ACCIDENT & SICKNESS – Back to Day 1 start date
We will treat the first day of your 30 days as the day your doctor confirms you cannot work.
ACCIDENT & SICKNESS – when to claim
If you are no longer in receipt of your usual salary and in receipt of Statutory Sick Pay from your employer or short term incapacity benefit from the Job Centre Plus, you can make a income protection insurance claim after just 30 or more consecutive days of not working through accident or sickness, the income protection insurance claim will then be backdated to the first day of the claim.
Note: We will treat the first day of your 30 days as the day your doctor confirms you cannot work.
APPLYING FOR SHORT TERM INCOME PROTECTION INSURANCE
You can only apply online. Please complete our single page self-calculating
Application Form and the Direct Debit Instruction. An automated email response
will acknowledge receipt with:
- Details of your completed information
- The Policy Terms and Conditions
- The Policy Summary
- Statement of Demands and Needs and Initial Disclosure
If your application is accepted you will receive a welcome pack including your Policy Schedule and Policy Terms and Conditions by post within approximately 5-8 days.