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POLICY DOCUMENTS

This policy is available to self employed, contract workers, sub-contract workers or workers with more than one job.

In keeping with our ethos of customer care we have tried throughout the site to ensure you are aware of all the main points of the Terms and Conditions so that you feel more confident about purchasing the product. However we still recommend that you print the Terms and Conditions and read through them with a highlighter to hand (and possibly with a strong cup of coffee!). We understand this is not an appealing prospect but in a relatively short time you could ensure that the policy is appropriate for your needs and that you fully understand the claiming criteria; then you will have complete peace of mind that this policy will be there when you need it most.

If you cannot print the Terms and Conditions, remember you have a 30 day cooling off period giving you time to read them when sent with your Schedule of Insurance. If you then feel that the policy is not suitable for your needs you may cancel within the first 30 days with any paid premiums refunded.

Lifestyle Protection

Income Protection (?)

Loan Protection (?)