Already Have A Policy?

If you already have payment protection, you can still purchase a policy from Ant Insurance. Please see below for information about replacing your existing policy, or keeping it and taking out further cover with us.

Replacing your existing policy

If you have an existing mortgage payment protection insurance policy, you can "transfer in". This simply means that you intend to cancel your existing policy in order to take out ours. If you choose to "transfer in", we will waive the initial 60 day exclusion period that is effective from the start date of your policy (this exclusion period applies to unemployment claims ONLY).

In order to be eligible for the waiver:

• You must have had your existing policy for at least 3 months
• You must not have cancelled your existing policy prior to the start date of our policy
• You must not have claimed against your existing policy within the past year

In the event of an unemploymemnt claim within the first 60 days, your claim will be limited to the amount covered by your previous policy. However, once the initial 60 day period has expired, your new cover amount will apply.