Joint Cover:

At Antinsurance we do not supply "joint cover". You should apply for individual cover as our premiums are calculated according to an individual's income, age and cover selection.

Whilst we appreciate this will necessitate two Direct Debit payments the main benefit of individual cover, as opposed to joint cover, are outlined below:

Standard Joint Cover:

• Generally no cheaper it is just twice the cost of that providers individual cover
• Claims can be cut if one of you is working
• Only main income earner may receive benefit if both of you are unable to work

Individual cover benefits: If one of you claims the income from the other is not deducted from the benefit Each of you can cover up to 75% of your monthly income You can individually take advantage of the flexibility of 3, 6 or 12 months benefit and variable cover options