If you are concerned about unemployment it is important to buy your insurance before you are notified of impending redundancy. No redundancy insurance will allow you to claim if you are aware of impending unemployment either before the start date or within a set period from the start date, called an "exclusion period".

In order to ensure you are eligible to claim it is important to compare redundancy insurance that is available. If you compare redundancy insurance you will be able to see who gives the shortest "exclusion period". Providers vary between 60-180 days. This can be difference between being eligible to claim or not.

There are lots of comparison websites where you can compare redundancy insurance but they work on commission basis and do not show all the providers so it is important to check for yourself. As an example Ant Insurance offer the shortest online exclusion period at just 60 days but they do not subscribe to comparison websites so you will not find them by this method.