SWITCH YOUR POLICY

Transferring your policy to us is easy.

It is a simple on-line process that is built into the standard online application process.

If you have a current Mortgage, Income, Loan or Lifestyle payment protection insurance with another provider and intend to cancel that policy once you have bought a similar insurance from us, you could also be eligible for a waiver of the initial exclusion period for unemployment claims.

Waiver eligibility check list:

• • Had your existing policy for 6 months or more
• • Applying for the same benefit amount as existing policy
• • Apply for the same excess period as existing policy
• • Existing policy is still in force and has not been cancelled
• • Existing policy has been claims free for the previous 24 months
• • Able to confirm above and provide name of existing insurer

Cover is not granted until you receive confirmation in writing. No changes to benefit amount or excess period accepted within the first 90 days of your new policy. You may be asked to provide a copy of your previous insurance schedule at claim stage.